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Approximations of Interest Rate
Approximates a yield rate of interest based on 4 methods:
1) Max Yield denoted as imax
2) Min Yield denoted as imin
3) Constant Ratio denoted as icr
4) Direct Ratio denoted as idr

Arithmetic Perpetuities
Solves for Present Value, First Payment, Arithmetic Payment, or Interest rate for an Arithmetic Perpetuity Immediate or Due

Balance with Interest
Calculates the final account balance given a beginning balance, interest rate, and interest crediting period.

Capitalized Cost and Periodic Charge
Given an Asset Value (A), a Salvage Value (S) at time (N), a sinking fund rate of (j), an effective rate of interest (i), and maintenance expense (M), this calculator solves for periodic charge (H) and capitalized cost (K)

Compound Interest Accumulated Balance
Given an interest rate per annum compounded annually (i), semi-annually, quarterly, monthly, semi-monthly, weekly, and daily, this calculates the accumulated balance after (n) periods

Compound Interest and Annuity Table
Given an interest rate (i), number of periods to display (n), and number of digits to round (r), this calculator shows the values for the following 4 compound interest annuity functions from time 1 to (n) rounded to (r) digits:
vn
d
(1 + i)n
an|
sn|
än|i
sn|i
Force of Interest δn

d-i-v interest rate relationships
Calculates d,i, or v based on 1 of the items entered.

Dollar Weighted Interest Method
Solves for Interest Rate, Starting Asset Value, Ending Asset Value, and Expenses using the Dollar Weighted Method.

Earnings Before Interest and Taxes (EBIT) and Net Income
Given inputs of sales, fixed costs, variable costs, depreciation, and taxes, this will determine EBIT and Net Income and Profit Margin

Effective Annual Yield Rate
Figures out the effective annual yield rate of interest entered by compounding daily, weekly, semi-monthly, monthly, quarterly, semi-annually, and continuously.

Inflation and Real Rate of Interest
Calculates Real rate of Interest, Inflation, and nominal interest rate before inflation.

Mortgage
Calculates the monthly payment, APY%, total value of payments, principal/interest/balance at a given time as well as an amortization table on a standard or interest only home or car loan with fixed interest rate.

Nominal Yield
Given an effective annual rate of interest based on a compounding period, this determines the nominal yield.

Perpetuities
Solves for Present Value, Payment, or Interest rate for a Perpetuity Immediate or a Perpetuity Due.

Rule of 72
Calculates how long it would take money to double (doubling time) using the rule of 72 interest approximation as well as showing the mathematical proof of the Rule of 72.

Simple and Compound and Continuous Interest
Calculates any of the four parameters of the simple interest formula or compound interest formula or continuous compound formula
1) Principal
2) Accumulated Value (Future Value)
3) Interest
4) Time.

Simple Discount and Compound Discount
Given a principal value, interest rate, and time, this calculates the Accumulated Value using Simple Discount and Compound Discount

Split Fund Interest
Given an initial principal amount, interest rate on Fund 1, interest rate on Fund 2, and a total interest paid, calculates the amount invested in each fund.

Time Weighted Interest Method
Solves for Interest Rate based on 2 annual asset value events other than beginning or ending value using the Time Weighted Method

Vendor Discount Effective Rate of Interest
Calculates the effective rate of interest earned from a vendor discount for a prepayment of a balance within a certain amount of days for a percentage discount


Amy deposits 4000 into an account that pays simple interest at a rate of 6% per year. How much inter
If 3000 is invested at an annual interest rate of 5% and compounded annually, find the balance after
If 5000 dollars is invested in a bank account at an interest rate of 10 per cent per year, find the
If a person invests $360 In an account that pays 8% interests compounded annually, find the balance
You invest $1,300 in an account that has an annual interest rate of 5%, compounded annually. How muc
Calculate the simple interest if the principal is 1500 at a rate of 7% for 3 years
Austin deposited $4000 into an account with 4.8% interest,compounded monthly. Assuming that no
Theodore invests $17,000 at 9% simple interest for 1 year. How much is in the account at the end of
A principal of $2200 is invested at 6% interest, compounded annually.How much will investment be wor
You borrowed $25 from your friend. You paid him back in full after 6 months. He charged $2 for inter
Kunio puts $2,200.00 into savings bonds that pay a simple interest rate of 2.4%. How much money will
A financial analyst computed the ROI for all companies listed on the NYSE. She found that the mean o
If you buy a computer directly from the manufacturer for $3,509 and agree to repay it in 36 equal in
You have $250,000 in an IRA (Individual Retirement Account) at the time you retire. You have the op
Diana invested $3000 in a savings account for 3 years. She earned $450 in interest over that time pe
An executive invests $23,000, some at 8% and some at 4% annual interest. If he receives an annual re
Larry Mitchell invested part of his $31,000 advance at 6% annual simple interest and the rest at 7%
At what simple interest rate will 4500$ amount to 8000$ in 5 years?
A person places $230 in an investment account earning an annual rate of 6.8%, compounded continuousl
Your grandma gives you $10,000 to invest for college. You get an average interest rate of 5% each ye
Rachel deposits $6000 into an account that pays simple interest at a rate of 6% per year. How much i
$2,030.00 was invested at 10% per annum compounded annually. What interest has been earned (in dolla
You split $1,500 between two savings accounts. Account A pays 5% annual interest and Account B pays
Cody invests $4,734 in a retirement account with a fixed annual interest rate of 4% compounded conti
Dave has a savings account that pays interest at 3 1/2% per year. His opening balance for May was $1
Following the birth of triplets, the grandparents deposit $30,000 in a college trust fund that earns
A sum of money doubles in 20 years on simple interest. It will get triple at the same rate in: a.
Word Problem
The jimenez family inherited land that was purchased for $50,000 in 1967. The value of the land incr
What is the simple interest accrued from a $500 investment at 7% interest for 5 years?
Match each variable with a variable by placing the correct letter on each line.
Last year, Miguel had $10,000 to invest. He invested some of it in an account that paid 5% simpl
Last year, Manuel had $10,000 to invest. He invested some of it in an account that paid 7% simple in
You deposit $2000 in an account that earns simple interest at an annual rate of 4%. How long must yo
An executive invests $21,000, some at 8% and the rest at 7% annual interest. If he receives an annua
An executive invests $29,000, some at 8% and the rest at 6% annual interest. If he receives an annua
You are given a choice of taking the simple interest on $100,000 invested for 5 years at a rate of 2
Levi invested $630 in an account paying an interest rate of 4.6% compounded daily. Assuming no depos
Suppose $10000 is invested in a savings account paying 8% interest per year, after 5 years how much